Umbrella & Excess Insurance Policies
Many clients have asked what the difference is between an umbrella and an excess liability policy. An excess policy offers higher liability limits over your underlying insurance policies for items such as your home, auto and recreational vehicle. An umbrella policy provides higher limits as well but typically offers expanded coverages and exposures within the umbrella limit chosen.
This is a perfect reason why it’s important to meet with your trusted advisor at The Glatfelter Agency. We understand the difference in coverages and work with you to find the right product that addresses your needs. Whether it’s an excess or umbrella policy, having higher liability limits to protect your assets is essential.
Learn more about umbrella and excess insurance.
Contact a TGA personal insurance specialist