You care for others—we care for you.
Find added program benefits for PA Medical Society Members
As a proud PAMED partner, we're dedicated to helping you maximize safety and efficiency, and keep your team happy and healthy, through risk management services and a variety of custom coverages designed specifically for physicians. Click on the individual types of coverage below to learn more about our program advantages and offerings for PAMED members—including association-discounted pricing!
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Group Medical
Together with the Pennsylvania Medical Society (PAMED), we offer:
- Level-funded, Self-funded and Fully-insured Medical & Prescription Drug coverage
- Level-funded products available using traditional PPO networks or a new Reference Based Pricing (RBP) model (RBP often offers clients 10% or greater savings rates)
- Products through all major carriers in PA
- Human Resource Information System (HRIS) tool designed to help you manage benefits, enrollment, onboarding and compliance simply and efficiently
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Medical Professional Liability
Together with the Pennsylvania Medical Society (PAMED), we offer:
- Quotes from multiple carriers demonstrating superior financial strength, extensive risk control capabilities and aggressive claims management
- Occurrence or Claims-Made Policy Options
- Part Time & New-to-Practice Discounts
- Risk Management Discounts and Claims Free Credits
- Locum Tenens Coverage
- Prior Acts and Tail Coverage
- Coverage for non-physician health professionals
- Partnership/Corporation and Ambulatory Surgery Center Professional Liability coverage
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Dental & Vision
Together with the Pennsylvania Medical Society (PAMED), we offer:
- Discounted coverage rates
- Flexible benefit options designed to best support your needs
- Pre-negotiated rates for all PAMED members
- Two-year rate guarantees on both dental and vision
- Rate Stability you can depend on
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Group Life & Disability
Together with the Pennsylvania Medical Society (PAMED), we offer:
- PAMED membership rates
- The highest level of The Hartford's Long-term Disability protection
- Dedicated underwriting by a specialized underwriter who understand your business and risk
- Dedicated account management professionals
- Dedicated claims team working with PAMED groups
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Medicare
Together with the Pennsylvania Medical Society (PAMED), we offer:
- Medicare advantage plans
- Medicare supplement plans
- Prescription drug plans
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Life Insurance
Together with the Pennsylvania Medical Society (PAMED), we offer:
- Whole Life (permanent coverage)
- Term
- Universal
- Variable
- Annuities (Fixed & Variable)
- Long-Term Care Protection
- Medicare Supplemental Coverage
- Individual Disability
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Disability Insurance
Together with the Pennsylvania Medical Society (PAMED), we offer:
- Group Disability Insurance
- Individual Disability Insurance
- Discounted rates for PAMED members
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Long-Term Care
Together with the Pennsylvania Medical Society (PAMED), we offer:
- Individual Long-Term Care policies or Life Insurance Policies with Long-Term Care riders (separate benefits specifically for long-term expenses & Life benefits)
- Coverage for: skilled care provided by physicians, nurses and therapists, personal care and supervision of the cognitively impaired
- Program offerings from multiple carriers demonstrating superior financial strength
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Business Insurance
Together with the Pennsylvania Medical Society (PAMED), we offer:
- Workers' Compensation
- Automobile
- Property & General Liability (Business Owner's Policy)
- Data Breach
- Spoilage Coverage for perishable medicines and supplies
- Legal expense reimbursement
- Umbrella Coverage